Auto Factors Inc.
– is an automobile finance company founded in 1994. We specialize in financing customers who are either establishing or rebuilding their credit. We also provide excellent service to used-car dealers, helping them to achieve their goal in obtaining financing for their buyers.
Fair Lending Practice
Auto Factors Inc. is committed to the spirit and letter of fair lending laws that are designed to promote fair and equal access to credit in all states in which we are currently licensed.
Serving New York,
New Jersey and Texas
and planning
and strategy
and profit
We make car financing easy. If you're looking to purchase your next vehicle Auto Factors is here to help save you time and money. Find your best, qualified rate options today.
  • Qualified offers in minutes
  • Nationwide lender network
  • Data and privacy secured
How the car buying
service works
For a limited time, earn a cash bonus with an Auto Factors auto loan when you purchase through our Car Buying Service.
Search for a new or used car

New: Find the new car you want and see what others are paying.

Used: Search the extensive inventory for the perfect used car.

Lock in savings

Once you find the car you like, connect with a Certified Dealer by completing the contact form to see your membership pricing.

Apply online

Give Auto Factors a call when you have selected your vehicle to finalize your financing, and your check and loan documents will be on their way.

Visit dealer — drive away happy

Visit your Certified Dealer and test drive your car. Love it? Let the dealership know you have financing approved with Auto Factors.

Benefits of the auto factors
car buying service
Our team of experts have handled any and all credit situations and we pride ourselves in getting you financed for a vehicle you can feel good about
Upfront Pricing
Search in-stock inventory and get an upfront price offer from a local dealer.
Additional Cash
Incentives Available
Buyer’s Bonus